Phone Insurance

Getting phone insurance in 3 easy steps

• Fill in your details, and click "Get a quote"
• Choose which quote and phone insurance plan suits you best
• Make the payment and you benefit from instant phone insurance

Is phone insurance or iPhone insurance an essential ?

Phone insurance IS essential if you want to put your mind at rest if you accidentally break your phone or it is stolen. You never know what might happen so it is better to be safe than sorry as these days we rely so much on our phones.

So why should you have phone insurance ? Well while mobile phone users have increased unfortunately so have the number of incidents of phones being stolen (due to them being so advanced they are a big target for thieves). Also due to phones these days being thinner, lighter and smaller they are easier to break/damage (perhaps forgetting it is in your pocket and it ends up in the wash) or misplace. With the developments in technology phone values have increased up to as much as £500 so insurance should be seriously considered a good idea.

Due to all the reasons mentioned above your phone will need to be looked after and protected so if you insure it this will be most effective and best way to make sure it is. This will put your mind at rest in the unfortunate event your phone is broken, lost or stolen you can get an identical replacement.

There is more to the phone insurance than just replacing your phone after its broken, lost or stolen it can offer benefits such as contact backup for free so you wont be without all your value contacts, plus with extended warranty this means if your phone breaks down the policy can pay for it to be fixed.

So how exactly does phone insurance work for me ?

It is pretty much the same as car or home insurance. You don't pay the full value of your phone if its broken or lost say. If it is broken perhaps you dropped it by accident then we will replace it but if it's lost then you will need proof such as a police missing item reference.

The only situation where an insurance claim cannot be made is where the phone malfunctions on its own accord. You only option here is to have the phone provider replace or fix it. This should be done for free as long as your phone is still under warranty.

Obviously not all phone insurance providers offer the same thing in their policies. The most common sorts are executive, standard and then economy. So choose the one that is suiting to your requirements, needs and what you expect from a policy, and if in doubt about your exact phone insurance requirements then feel free to contact us with any questions

So how do I get phone insurance or iPhone insurance ?

It is becoming increasingly simple to get phone insurance, because while it is common to still choose your insurance provider you will also find that the phone providers already work together with the insurance providers so they can provide a phone that comes with its own insurance plan. THIS CAN BE VERY EXPENSIVE AND NOT RECOMMENDED !

What happens is the phone provider adds the monthly insurance fee to amount you pay a month for the contract. You will automatically be billed for this insurance until you call up and request it to stop. This is important to remember when you have signed up to contract that has say 3 months free insurance as it will automatically come out of your bank account after that time.

It is always best to choose from an independant phone insurance company (such as ourselves) as they are totally unbiased with their phone insurance deals.

Always check what the policy provides you with, and that it meets your requirements in the phone insurance you require. The best ones protect you from damage by accident (stepping on it, dropping it etc) and lost or stolen phones.

Thoroughly read the information provided for each package offered and just choose the one that it best for you situation such as the one that suits your requirements, needs and expectations. If you are unsure about any of the terms or conditions clarify this before you sign up, as we are happy to hellp you with any questions you havabout our phone insurane and iPhone insurance deals.

Ensuring that you have the best phone insurance cover for your mobile will put your mind at rest and you can be happy in the fact that it will guarantee you compensation, if your phone is ever broken, damaged, lost or stolen. We highly recommend getting phone insurance if you own one of the top of the range phones today such as the blackberry or iPhone.

So what are you waiting for do not keep putting it off. Get your phone protected today at an affordable price which can save you hundreds in the long run.